Trina Hart Nichols

Loan Factory

Phone: (314) 789-8907

Licensed state: Illinois

About me

I'm a proud wife, mother, and 20-year veteran mortgage broker. In our home, my husband and I have raised children, hosted Thanksgiving feasts, celebrated graduations and birthdays and sometimes for no reason at all. Our home is much more to us than just brick and mortar and wood, and keeping it secure and affordable as an asset is something I take quite seriously.

The right mortgage is more than just the cheapest payment or lowest rate.

While these things matter, the right mortgage properly secures an asset that will serve your needs now and in the future. It can help provide for his college, her wedding, your retirement. It can be a secure place to grow equity into a legacy that can remain after we’ve gone, or it can be an investment in a bigger and brighter future. Together, we'll think strategically to create a savvy plan to reach your goals.

I take your mortgage seriously., because I take my mortgage seriously.

I listen. I ask questions. I solve problems which banks and other brokers may not have the experience, time, or attention to solve. I have access to hundreds of programs among scores of lenders, and I possess deep experience in finding the right fit whether your employment, income, property, or credit situation is simple or complex.

I’m lucky and grateful to have all my new clients come from my previous clients. This allows me to run my business with focus and intent on doing right by my clients; without the big advertising and lead expenses other lenders have. Short version: I keep margins low and am more than simply “competitive”, economically speaking.

I set out every day to be the mortgage professional I would insist upon if I were in your shoes.

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